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Loans and guarantees No fixed deadline
Fondo Esperanza community banking: group microcredit for small entrepreneurs
Closes No fixed deadline
- Funder
- Fondo Esperanza
- Type
- Loans and guarantees
- Country
- Chile
- Who can apply
- People over 18, Chilean or resident foreigners, with a formal or informal business running for at least six months, living or working in a covered district and willing to join a community bank.
- Amount
- Group microloans (Banca Comunal) plus individual lines: Confianza, Oportunidad, Inversión, Banco Estrella and Click. Amounts, terms and rates are not published
Official link checked on 3 September 2026.
Chile's largest microfinance institution lends to formal and informal entrepreneurs through community banks of 11 to 25 people who guarantee each other and meet regularly, with training alongside the loan. Newcomers can form a group, join as a subgroup of 3 to 7, or enter an existing bank individually.
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